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CURRENT LOAN RATES
All Rates are annual percentage rates (APR) and subject to change without notice.
| LOAN RATES | ||
|---|---|---|
| Visa Platinum (Limits from $500 – $25,000) | as low as 7.95%* | *based on credit rating |
| Signature Loan | as low as 07.99%* |
Special
|
| Shared Secured (1% above the savings rate) | 1.05% | |
| Auto Secured (2018) | 7.99% | |
| 1st & Home Equity Loans | ||
|---|---|---|
| 1st Mortgages | Click for Rates |
Special
|
| 2nd Mortgages- up to 5 yrs. | 6.99% with 80% LTV | |
| 2nd Mortgages- 5 to 10 yrs. | 7.24% with 80% LTV | |
| 2nd Mortgages- 10 to 15 yrs. | 7.99% with 80% LTV | |
| 2nd Mortgages- 15 to 20 yrs | 8.24% with 80% LTV | |
Home Equity Line of credit: variable rate as low as 8.50%
Prime % = 8.50% eff. 07.26.2023
Prime % = 8.50% eff. 07.26.2023
| NEW AUTOS-2024 | ||
|---|---|---|
| 2 Years | as low as *5.75%† | †Special limitations apply on all terms and rates, please contact the credit union for more information. |
| 3 Years | as low as *5.75%† | |
| 4 Years | as low as *5.75%† | |
| 5 Years | as low as *5.75%† | |
| 6 Years | *6.50%† (loans over $25,000) | |
| USED AUTO | ||
|---|---|---|
| 2023 & 2022: | †Special limitations apply on all terms and rates, please contact the credit union for more information. | |
| 1-35 Months | as low as *6.00%† | |
| 36-48 Months | as low as *6.00%† | |
| 49-60 Months | as low as *6.50%† | |
| 61-72 Months | as low as *6.99%† | |
| 2021-2019: | ||
| 1-36 Months | as low as *6.25%† | |
| 37-48 Months | as low as *6.50%† | |
| 49-60 Months | as low as *6.99%† | |
| 2018: | ||
| 1-36 Months | as low as *7.25%† | |
| 48 Months | as low as *7.25%† | |
Motorcycle and Boat loans -Call for Rates
†APR is Annual Percentage Rate. The rate advertised is for auto loans only with UBTFCU with terms up to and including 72 months. The promotional APR is not available for refinancing current UBTFCU loans. Terms subject to change and offer may be withdrawn without notice. Other restrictions may apply. Contact the credit union for complete details. Offer applies to vehicle loans only. Actual rate can vary based on creditworthiness of individual applicant and terms of the loan. Not all members will qualify for the lowest rate.
All Rates subject to change without notice.
